Legal & Licensing

Welcome to Simply Affordable Insurance. This website is designed for individuals, small businesses, employers and associations to research and shop for various insurance related products. The web site is owned and operated by Augeo Affinity Insurance Services, Inc d/b/a Simply Affordable Insurance (hereinafter "Simply Affordable Insurance"), an insurance company licensed in all 50 states. Simply Affordable Insurance is proud to provide this site to you with the following conditions. If you visit Simply Affordable Insurance, you accept these conditions. Please read them carefully.

Legal Jurisdictions Only 

The insurance services and products described on this web site are only for persons in those states and jurisdictions where such products and services may legally be sold. Nothing on this web site shall be considered a solicitation to buy or an offer to sell any products or services to any person in any jurisdiction where such offer, solicitation, purchase or sale would be unlawful.

Use Limitation 

This web site is for the use of consumers and small businesses who are researching and shopping for insurance products. You are not permitted to use this web site or its contents for any commercial or non-personal purpose (direct or indirect). The Company reserves the right to prevent any party who engages in such non-permitted use(s) from accessing this web site.

Copyrights

All content included on this site, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of the Company or its content suppliers and protected by United States and international copyright laws. The compilation of all content on this site is the exclusive property of the Company and protected by United States and international copyright laws. All software used on this site is the property of the Company or its software suppliers and protected by United States and international copyright laws. Report a claim of copyright infringement.

Disclaimer of Warranties and Limited Liability

THIS WEB SITE IS PROVIDED BY THE COMPANY ON AN "AS IS" AND "AS AVAILABLE" BASIS. THE COMPANY MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS SITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS SITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK. ANY LINKS TO OTHER WEB SITES ARE PROVIDED AS A COURTESY. THEY ARE NOT INTENDED TO NOR DO THEY CONSTITUTE AN ENDORSEMENT BY THE COMPANY OF THE LINKED MATERIALS.TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, THE COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. THE COMPANY DOES NOT WARRANT THAT THIS SITE, ITS SERVERS, OR E-MAIL SENT FROM THE COMPANY ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. THE COMPANY WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES, EVEN IF THE COMPANY IS MADE AWARE OF THE POSSIBILITY OF SUCH DAMAGES.

CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.

Applicable Law

By visiting Simply Affordable Insurance, you agree that the laws of the state of California, without regard to principles of conflict of laws, will exclusively govern these Legal and Licensing terms and any dispute of any sort that might arise between you and the Company.

Existing Insurance Coverage

DO NOT CANCEL ANY EXISTING INSURANCE UNTIL YOU RECEIVE WRITTEN CONFIRMATION FROM THE INSURANCE COMPANY TO WHICH YOU ARE APPLYING THAT YOUR NEW POLICY IS IN EFFECT.

Licensing

This web site is brought to you by the following licensed brokers in each respective state which require insurance transactions to be conducted through a licensed agent/broker. Each agent/broker is associated with Simply Affordable Insurance and its headquarters in Phoenix, AZ.

Each state requires insurance transactions to be conducted through a licensed agent/broker. Each agent/broker represented within this site is associated with Simply Affordable Insurance. Simply Affordable Insurance is headquartered in Phoenix, AZ.

Simply Affordable Insurance is a division of AAIS. AAIS holds all state agency licenses:

STATE AAIS LICENSE # STATE AAID LICENSE #
Alabama 0410047 Missouri AG8025139
Alaska 74337 Montana 705927
Arizona 923451 Nebraska 371992
Arkansas 345079 Nevada 616035
California 0G38852 New Hampshire 2043153
Colorado 322900 New Jersey 1189025
Connecticut 2314263 New Mexico 100004666
D.C. 2861519 New York LA-1107890
Delaware 1082626 North Carolina ACTIVE
Florida L057789 North Dakota ACTIVE
Georgia 124702 Ohio 38402
Hawaii 363219 Oklahoma 10007311
Idaho 293689 Oregon 819717
Illinois ACTIVE Pennsylvania 529288
Indiana 610635 Rhode Island ACTIVE
Iowa 1002024153 South Carolina 172797
Kansas 262831548-000 South Dakota 10007114
Kentucky 693168 Tennessee 005541
Louisiana 469449 Texas 1531544
Maine AGN156846 Utah 300438
Maryland NPF100011526 Vermont 618347
Massachusetts 1862240 Virginia 125097
Michigan 0087712 Washington 731469
Minnesota 40133596 West Virginia 5970
Mississippi 15011666 Wisconsin 2525225


Wyoming 182555